After a flood
Financial support after flooding
Applications for our hardship schemes are now open and we encourage everyone who is entitled to make an application.
Community Flood Recovery Grant for residential properties
- The grant is for £500 and paid direct to the household.
- Households are eligible where flood water has entered the habitable areas of the property, or the residence is considered unliveable for any period of time due to flooding.
- The grant does not apply to empty homes, second homes or student accommodation.
Business Flood Recovery Grant for business premises
- The grant is up to £2,500 per small / medium sized business affected, as a grant paid direct to the business.
- Businesses are eligible where the business is directly impacted or has directly suffered a loss of trade as a result of the flooding that cannot be recovered from insurance.
Other financial help after flooding
- Council tax relief and Business rate relief is available for properties affected by the recent floods.
- You can apply by emailing email@example.com or firstname.lastname@example.org and we can arrange for one of our visiting officers to go and inspect the damage.
If your home or property has been flooded it could be contaminated by oil, silt and sewage. This will need to be carefully and completely cleaned up to remove any health risk.
Contact your GP immediately if you think your health has been affected.
If you are concerned about contaminated water or sewage in floodwater, call our environmental health team on 01432 261761.
If you think an elderly relative or neighbour has been affected by flooding get in touch with our adult social care team.
If a road has been affected, you can report potholes and damaged roads after flooding.
The Environment Agency has information about cleaning your house as well as details of organisations that can help you do this. National Health England also has a useful leaflet on how to clean up after a flood (PDF). Unless they are contaminated, you can dispose of most water-damaged items at one of our household recycling centres. Ask the staff there if you need any help.
If you are worried about the security of your property call West Mercia Police.
Reusing and disposing of sandbags
Dry out sandbags and store them in a shed, garage or under cover so you can use them again. If you cannot store them, open them up and spread the sand on your garden if you have one. You can then treat the sacks as normal waste. If the sand or bags are contaminated, please dispose of them responsibly. Contact our Environmental Health team for advice if you are unsure, email email@example.com or call 01432 261761.
Public Health England also offers a guide to mental wellbeing after a flood.
A loss adjuster is someone who is employed by an insurance company to decide how much money should be paid to a person making a claim.
A loss assessor is someone appointed by a policy holder to manage a claim on their behalf.
Advice from the Association of British Insurers (ABI) about flooding resilience and on working through the insurance system after a flood:
- ABI guide to resistant and resilient repair after a flood (pdf)
- ABI guide to responding to major floods (pdf)